Insurance is an important consideration when carpooling.

Generally, all private insurance providers will require that a carpool driver disclose the fact they are driving for carpools. (This does not apply to passengers.)

In some cases, carpooling may even reduce premiums, because of lower mileage driven when alternating drivers.

Drivers should ensure they have liability coverage appropriate given the number of passengers in the car and their wage-earning status. Increasing your liability coverage is typically an inexpensive, simple way to manage liability risk.